PIKE NATIONAL BANK

MCCOMB, MS | Small | Est. Sept. 30, 1985, midnight | FDIC #26379 | RSSD #880332 | OCC
Latest Report: 2025-12-31

PIKE NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in MCCOMB, MS, established in Sept. 30, 1985, midnight. As of 2025-12-31, the bank reported total assets of $383M and total deposits of $326M. Profitability stands at 0.98% ROA and 8.90% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 19.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 2.18%. FDIC Certificate #26379.

Assets

$383M

Deposits

$326M

Loans

$199M

Equity

$42M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 8.90%
Net Interest Margin (NIM) 3.83%
Yield on Assets 5.82%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 0.14%
Texas Ratio 2.18%
NPA Ratio 0.25%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 19.55%
Tier 1 Capital 19.55%
Total Capital Ratio 20.67%
Leverage Ratio 11.93%
Loan-to-Deposit 60.94%

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