BANK OF OLD MONROE, THE

OLD MONROE, MO | Medium | Est. Sept. 19, 1906, midnight | FDIC #1655 | RSSD #880855 | FDIC
Latest Report: 2025-12-31

BANK OF OLD MONROE, THE is amn medium FDIC-insured commercial bank headquartered in OLD MONROE, MO, established in Sept. 19, 1906, midnight. As of 2025-12-31, the bank reported total assets of $951M and total deposits of $841M. Profitability stands at 1.96% ROA and 28.73% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 7.25%. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.40%. FDIC Certificate #1655.

Assets

$951M

Deposits

$841M

Loans

$633M

Equity

$69M

Profitability

Return on Assets (ROA) 1.96%
Return on Equity (ROE) 28.73%
Net Interest Margin (NIM) 4.23%
Yield on Assets 6.38%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.40%
NPA Ratio 0.03%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 7.25%
Tier 1 Capital 7.25%
Total Capital Ratio 7.61%
Leverage Ratio 10.79%
Loan-to-Deposit 75.28%

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