HERITAGE BANK is an FDIC-insured commercial bank headquartered in OLYMPIA, WA, established in Jan. 1, 1927, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $5.9B. Profitability stands at 1.38% ROA and 10.42% ROE, with a net interest margin of 3.66%. CET1 capital ratio: 12.95%, well above regulatory minimums. NPL ratio: 0.44% · Texas Ratio: 2.13%. Operates 50 domestic branches.
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