HIGH PLAINS BANK

OKEENE, OK | Small | Est. Feb. 11, 1930, midnight | FDIC #418 | RSSD #881852 | FDIC
Latest Report: 2025-12-31

HIGH PLAINS BANK is asn small FDIC-insured commercial bank headquartered in OKEENE, OK, established in Feb. 11, 1930, midnight. As of 2025-12-31, the bank reported total assets of $212M and total deposits of $187M. Profitability stands at 0.68% ROA and 6.28% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 9.64%. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 4.40%. FDIC Certificate #418.

Assets

$212M

Deposits

$187M

Loans

$166M

Equity

$22M

Profitability

Return on Assets (ROA) 0.68%
Return on Equity (ROE) 6.28%
Net Interest Margin (NIM) 4.03%
Yield on Assets 6.82%
Cost of Funds 2.91%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio -0.16%
Texas Ratio 4.40%
NPA Ratio 0.50%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 9.64%
Tier 1 Capital 9.64%
Total Capital Ratio 10.12%
Leverage Ratio 10.31%
Loan-to-Deposit 88.89%

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