BRIDGE COMMUNITY BANK

MOUNT VERNON, IA | Small | Est. Sept. 8, 1903, midnight | FDIC #12717 | RSSD #882541 | FDIC
Latest Report: 2025-12-31

BRIDGE COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in MOUNT VERNON, IA, established in Sept. 8, 1903, midnight. As of 2025-12-31, the bank reported total assets of $148M and total deposits of $124M. Profitability stands at 2.80% ROA and 19.64% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 5.48%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.13%. FDIC Certificate #12717.

Assets

$148M

Deposits

$124M

Loans

$97M

Equity

$22M

Profitability

Return on Assets (ROA) 2.80%
Return on Equity (ROE) 19.64%
Net Interest Margin (NIM) 4.56%
Yield on Assets 6.04%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.13%
NPA Ratio 0.02%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 5.48%
Tier 1 Capital 5.48%
Total Capital Ratio 5.75%
Leverage Ratio 9.79%
Loan-to-Deposit 78.31%

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