FAIRFIELD COUNTY BANK

RIDGEFIELD, CT | Large | Est. May 14, 1871, midnight | FDIC #18213 | RSSD #882701 | FDIC
Latest Report: 2025-12-31

FAIRFIELD COUNTY BANK is aln large FDIC-insured commercial bank headquartered in RIDGEFIELD, CT, established in May 14, 1871, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.4B. Profitability stands at 0.48% ROA and 3.79% ROE, with a net interest margin of 3.34%. The bank's CET1 capital ratio is 12.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.41%. FDIC Certificate #18213.

Assets

$1.9B

Deposits

$1.4B

Loans

$1.5B

Equity

$241M

Profitability

Return on Assets (ROA) 0.48%
Return on Equity (ROE) 3.79%
Net Interest Margin (NIM) 3.34%
Yield on Assets 4.58%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.41%
NPA Ratio 0.06%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 12.12%
Tier 1 Capital 12.12%
Total Capital Ratio 12.73%
Leverage Ratio 14.36%
Loan-to-Deposit 106.13%

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