OZARK BANK

OZARK, MO | Small | Est. Sept. 25, 1906, midnight | FDIC #1654 | RSSD #882952 | FDIC
Latest Report: 2025-12-31

OZARK BANK is asn small FDIC-insured commercial bank headquartered in OZARK, MO, established in Sept. 25, 1906, midnight. As of 2025-12-31, the bank reported total assets of $347M and total deposits of $278M. Profitability stands at 1.40% ROA and 17.12% ROE, with a net interest margin of 4.47%. The bank's CET1 capital ratio is 12.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1654.

Assets

$347M

Deposits

$278M

Loans

$266M

Equity

$28M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 17.12%
Net Interest Margin (NIM) 4.47%
Yield on Assets 6.44%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 12.76%
Tier 1 Capital 12.76%
Total Capital Ratio 14.01%
Leverage Ratio 9.01%
Loan-to-Deposit 95.89%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required