CHEMUNG CANAL TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in ELMIRA, NY, established in Oct. 22, 1833, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.3B. Profitability stands at 1.24% ROA and 11.85% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 13.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.52%. FDIC Certificate #597.
Assets
$2.7B
Deposits
$2.3B
Loans
$2.3B
Equity
$288M
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