JACKSON COUNTY BANK

SEYMOUR, IN | Large | Est. Jan. 1, 1900, midnight | FDIC #13109 | RSSD #884442 | FDIC
Latest Report: 2025-12-31

JACKSON COUNTY BANK is aln large FDIC-insured commercial bank headquartered in SEYMOUR, IN, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $843M. Profitability stands at 0.84% ROA and 10.05% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 10.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.61% and a Texas Ratio of 5.50%. FDIC Certificate #13109.

Assets

$1.1B

Deposits

$843M

Loans

$878M

Equity

$89M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 10.05%
Net Interest Margin (NIM) 3.52%
Yield on Assets 5.83%
Cost of Funds 2.37%

Asset Quality

NPL Ratio 0.61%
Net Charge-Off Ratio 0.08%
Texas Ratio 5.50%
NPA Ratio 0.50%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 10.90%
Tier 1 Capital 10.91%
Total Capital Ratio 11.96%
Leverage Ratio 8.52%
Loan-to-Deposit 104.25%

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