UNITED COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in MILFORD, IA, established in June 10, 1931, midnight. As of 2025-12-31, the bank reported total assets of $289M and total deposits of $241M. Profitability stands at 0.80% ROA and 9.01% ROE, with a net interest margin of 2.97%. The bank's CET1 capital ratio is 11.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.53% and a Texas Ratio of 10.44%. FDIC Certificate #13656.
Assets
$289M
Deposits
$241M
Loans
$197M
Equity
$26M
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