RUSHFORD STATE BANK (INCORPORATED)

RUSHFORD, MN | Small | Est. March 7, 1867, midnight | FDIC #11411 | RSSD #884657 | FDIC
Latest Report: 2025-12-31

RUSHFORD STATE BANK (INCORPORATED) is asn small FDIC-insured commercial bank headquartered in RUSHFORD, MN, established in March 7, 1867, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $103M. Profitability stands at 0.84% ROA and 12.70% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 12.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.26% and a Texas Ratio of 9.75%. FDIC Certificate #11411.

Assets

$110M

Deposits

$103M

Loans

$60M

Equity

$7M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 12.70%
Net Interest Margin (NIM) 3.76%
Yield on Assets 5.64%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 1.26%
Net Charge-Off Ratio 0.00%
Texas Ratio 9.75%
NPA Ratio 0.69%
ACL / Loans 0.78%

Capital & Liquidity

CET1 Ratio 12.44%
Tier 1 Capital 12.44%
Total Capital Ratio 13.23%
Leverage Ratio 6.85%
Loan-to-Deposit 58.55%

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