CITIZENS BANK is asn small FDIC-insured commercial bank headquartered in AMARILLO, TX, established in Feb. 4, 1904, midnight. As of 2025-12-31, the bank reported total assets of $303M and total deposits of $269M. Profitability stands at 2.43% ROA and 25.01% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 15.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3140.
Assets
$303M
Deposits
$269M
Loans
$178M
Equity
$29M
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