WATERTOWN SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in WATERTOWN, MA, established in April 18, 1870, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 0.61% ROA and 5.42% ROE, with a net interest margin of 2.87%. The bank's CET1 capital ratio is 28.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.45%. FDIC Certificate #23298.
Assets
$1.4B
Deposits
$1.2B
Loans
$637M
Equity
$165M
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