SHERWOOD COMMUNITY BANK

CREIGHTON, MO | Micro | Est. June 6, 1902, midnight | FDIC #1612 | RSSD #887854 | FDIC
Latest Report: 2025-12-31

SHERWOOD COMMUNITY BANK is amn micro FDIC-insured commercial bank headquartered in CREIGHTON, MO, established in June 6, 1902, midnight. As of 2025-12-31, the bank reported total assets of $75M and total deposits of $68M. Profitability stands at 1.47% ROA and 19.64% ROE, with a net interest margin of 4.49%. The bank's CET1 capital ratio is 12.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.20% and a Texas Ratio of 18.16%. FDIC Certificate #1612.

Assets

$75M

Deposits

$68M

Loans

$50M

Equity

$6M

Profitability

Return on Assets (ROA) 1.47%
Return on Equity (ROE) 19.64%
Net Interest Margin (NIM) 4.49%
Yield on Assets 5.97%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 2.20%
Net Charge-Off Ratio --
Texas Ratio 18.16%
NPA Ratio 1.46%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 12.75%
Tier 1 Capital 12.75%
Total Capital Ratio 13.64%
Leverage Ratio 8.59%
Loan-to-Deposit 73.36%

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