FIRST NATIONAL BANK OF GILLETTE

GILLETTE, WY | Medium | Est. Sept. 10, 1963, midnight | FDIC #18880 | RSSD #890050 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF GILLETTE is amn medium FDIC-insured commercial bank headquartered in GILLETTE, WY, established in Sept. 10, 1963, midnight. As of 2025-12-31, the bank reported total assets of $626M and total deposits of $548M. Profitability stands at 1.66% ROA and 13.92% ROE, with a net interest margin of 3.32%. The bank's CET1 capital ratio is 12.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.83% and a Texas Ratio of 1.65%. FDIC Certificate #18880.

Assets

$626M

Deposits

$548M

Loans

$155M

Equity

$76M

Profitability

Return on Assets (ROA) 1.66%
Return on Equity (ROE) 13.92%
Net Interest Margin (NIM) 3.32%
Yield on Assets 4.62%
Cost of Funds 1.36%

Asset Quality

NPL Ratio 0.83%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.65%
NPA Ratio 0.21%
ACL / Loans 1.70%

Capital & Liquidity

CET1 Ratio 12.09%
Tier 1 Capital 12.09%
Total Capital Ratio 12.70%
Leverage Ratio 14.47%
Loan-to-Deposit 28.22%

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