PLAQUEMINE BANK AND TRUST COMPANY

PLAQUEMINE, LA | Small | Est. April 1, 1968, midnight | FDIC #19800 | RSSD #89032 | FDIC
Latest Report: 2025-12-31

PLAQUEMINE BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in PLAQUEMINE, LA, established in April 1, 1968, midnight. As of 2025-12-31, the bank reported total assets of $229M and total deposits of $202M. Profitability stands at 0.63% ROA and 5.54% ROE, with a net interest margin of 3.35%. The bank's CET1 capital ratio is 24.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.11%. FDIC Certificate #19800.

Assets

$229M

Deposits

$202M

Loans

$95M

Equity

$25M

Profitability

Return on Assets (ROA) 0.63%
Return on Equity (ROE) 5.54%
Net Interest Margin (NIM) 3.35%
Yield on Assets 5.39%
Cost of Funds 2.13%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.11%
NPA Ratio 0.01%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 24.75%
Tier 1 Capital 24.75%
Total Capital Ratio 25.87%
Leverage Ratio 12.39%
Loan-to-Deposit 47.19%

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