STRASBURG STATE BANK

STRASBURG, ND | Micro | Est. Nov. 12, 1958, midnight | FDIC #17922 | RSSD #890957 | FDIC
Latest Report: 2025-12-31

STRASBURG STATE BANK is amn micro FDIC-insured commercial bank headquartered in STRASBURG, ND, established in Nov. 12, 1958, midnight. As of 2025-12-31, the bank reported total assets of $100M and total deposits of $89M. Profitability stands at 0.85% ROA and 9.36% ROE, with a net interest margin of 3.43%. The bank's CET1 capital ratio is 12.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17922.

Assets

$100M

Deposits

$89M

Loans

$53M

Equity

$9M

Profitability

Return on Assets (ROA) 0.85%
Return on Equity (ROE) 9.36%
Net Interest Margin (NIM) 3.43%
Yield on Assets 5.43%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.47%

Capital & Liquidity

CET1 Ratio 12.62%
Tier 1 Capital 12.62%
Total Capital Ratio 13.05%
Leverage Ratio 9.09%
Loan-to-Deposit 59.66%

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