FARMERS AND MERCHANTS BANK is amn medium FDIC-insured commercial bank headquartered in UPPERCO, MD, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $872M and total deposits of $722M. Profitability stands at 0.89% ROA and 10.46% ROE, with a net interest margin of 3.44%. The bank's CET1 capital ratio is 11.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 2.09%. FDIC Certificate #1895.
Assets
$872M
Deposits
$722M
Loans
$638M
Equity
$76M
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