NEWPORT FEDERAL BANK

NEWPORT, TN | Small | Est. Aug. 1, 1934, midnight | FDIC #29089 | RSSD #894272 | OCC
Latest Report: 2025-12-31

NEWPORT FEDERAL BANK is asn small FDIC-insured commercial bank headquartered in NEWPORT, TN, established in Aug. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $275M and total deposits of $248M. Profitability stands at 0.77% ROA and 9.24% ROE, with a net interest margin of 2.81%. The bank's CET1 capital ratio is 22.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 1.80%. FDIC Certificate #29089.

Assets

$275M

Deposits

$248M

Loans

$128M

Equity

$23M

Profitability

Return on Assets (ROA) 0.77%
Return on Equity (ROE) 9.24%
Net Interest Margin (NIM) 2.81%
Yield on Assets 4.64%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.80%
NPA Ratio 0.16%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 22.03%
Tier 1 Capital 22.03%
Total Capital Ratio 23.28%
Leverage Ratio 10.52%
Loan-to-Deposit 51.43%

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