BanksTRUST BANK, THE

TRUST BANK, THE

LENOX, GAMicroEst. June 25, 1907, midnightFDIC #13832RSSD #894834FDIC
Latest · 2025-12-31

TRUST BANK, THE is an FDIC-insured commercial bank headquartered in LENOX, GA, established in June 25, 1907, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $36M. Profitability stands at 1.67% ROA and 10.49% ROE, with a net interest margin of 6.89%. CET1 capital ratio: 34.53%, well above regulatory minimums. NPL ratio: 1.99% · Texas Ratio: 6.04%. Operates 3 domestic branches.

Assets
$44M
Deposits
$36M
Loans
$22M
Equity
$7M

Profitability

Return on Assets (ROA)1.67%
Return on Equity (ROE)10.49%
Net Interest Margin6.89%
Yield on Assets7.53%
Cost of Funds0.71%

Asset Quality

NPL Ratio1.99%
Net Charge-Off Ratio0.21%
Texas Ratio6.04%
NPA Ratio1.01%
ACL / Loans1.51%

Capital & Liquidity

CET1 Ratio34.53%
Tier 1 Capital34.53%
Total Capital Ratio35.78%
Leverage Ratio15.67%
Loan-to-Deposit61.08%

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