PONCE BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in BRONX, NY, established in March 31, 1960, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.1B. Profitability stands at 1.35% ROA and 8.59% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 20.53%, well above regulatory minimums. NPL ratio: 1.02% · Texas Ratio: 5.07%. Operates 14 domestic branches.
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