CITIZENS BANK OF MORGANTOWN, INC. is amn micro FDIC-insured commercial bank headquartered in MORGANTOWN, WV, established in Sept. 20, 1979, midnight. As of 2025-12-31, the bank reported total assets of $52M and total deposits of $42M. Profitability stands at 1.44% ROA and 8.51% ROE, with a net interest margin of 5.05%. The bank's CET1 capital ratio is 17.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 2.34%. FDIC Certificate #22954.
Assets
$52M
Deposits
$42M
Loans
$38M
Equity
$9M
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