INTEGRITY BANK PLUS

WABASSO, MN | Micro | Est. Oct. 1, 1934, midnight | FDIC #15578 | RSSD #897451 | FDIC
Latest Report: 2025-12-31

INTEGRITY BANK PLUS is amn micro FDIC-insured commercial bank headquartered in WABASSO, MN, established in Oct. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $78M. Profitability stands at 0.64% ROA and 6.18% ROE, with a net interest margin of 4.98%. The bank's CET1 capital ratio is 14.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.99% and a Texas Ratio of 12.65%. FDIC Certificate #15578.

Assets

$90M

Deposits

$78M

Loans

$66M

Equity

$9M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 6.18%
Net Interest Margin (NIM) 4.98%
Yield on Assets 6.15%
Cost of Funds 2.01%

Asset Quality

NPL Ratio 1.99%
Net Charge-Off Ratio 0.36%
Texas Ratio 12.65%
NPA Ratio 1.45%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 14.01%
Tier 1 Capital 14.01%
Total Capital Ratio 15.26%
Leverage Ratio 11.26%
Loan-to-Deposit 84.18%

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