PRODUCERS BANK & TRUST

MCGEHEE, AR | Small | Est. Dec. 6, 1933, midnight | FDIC #11242 | RSSD #897648 | FED
Latest Report: 2025-12-31

PRODUCERS BANK & TRUST is asn small FDIC-insured commercial bank headquartered in MCGEHEE, AR, established in Dec. 6, 1933, midnight. As of 2025-12-31, the bank reported total assets of $195M and total deposits of $148M. Profitability stands at 1.43% ROA and 6.11% ROE, with a net interest margin of 4.87%. The bank's CET1 capital ratio is 23.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 1.56%. FDIC Certificate #11242.

Assets

$195M

Deposits

$148M

Loans

$137M

Equity

$45M

Profitability

Return on Assets (ROA) 1.43%
Return on Equity (ROE) 6.11%
Net Interest Margin (NIM) 4.87%
Yield on Assets 6.86%
Cost of Funds 2.42%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.74%
Texas Ratio 1.56%
NPA Ratio 0.39%
ACL / Loans 2.05%

Capital & Liquidity

CET1 Ratio 23.25%
Tier 1 Capital 23.25%
Total Capital Ratio 24.41%
Leverage Ratio 22.52%
Loan-to-Deposit 92.86%

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