SECURITY BANK OF SOUTHWEST MISSOURI

CASSVILLE, MO | Small | Est. Dec. 13, 1985, midnight | FDIC #26520 | RSSD #897853 | FDIC
Latest Report: 2025-12-31

SECURITY BANK OF SOUTHWEST MISSOURI is asn small FDIC-insured commercial bank headquartered in CASSVILLE, MO, established in Dec. 13, 1985, midnight. As of 2025-12-31, the bank reported total assets of $142M and total deposits of $124M. Profitability stands at 2.82% ROA and 23.32% ROE, with a net interest margin of 5.14%. The bank's CET1 capital ratio is 12.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.69% and a Texas Ratio of 10.63%. FDIC Certificate #26520.

Assets

$142M

Deposits

$124M

Loans

$118M

Equity

$17M

Profitability

Return on Assets (ROA) 2.82%
Return on Equity (ROE) 23.32%
Net Interest Margin (NIM) 5.14%
Yield on Assets 7.24%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 1.69%
Net Charge-Off Ratio 0.15%
Texas Ratio 10.63%
NPA Ratio 1.41%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 12.22%
Tier 1 Capital 12.22%
Total Capital Ratio 12.83%
Leverage Ratio 12.22%
Loan-to-Deposit 95.18%

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