FIRST BANK

STRASBURG, VA | Large | Est. July 1, 1907, midnight | FDIC #6917 | RSSD #899428 | FED
Latest Report: 2025-12-31

FIRST BANK is aln large FDIC-insured commercial bank headquartered in STRASBURG, VA, established in July 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.8B. Profitability stands at 1.17% ROA and 12.91% ROE, with a net interest margin of 4.12%. The bank's CET1 capital ratio is 12.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 2.29%. FDIC Certificate #6917.

Assets

$2.0B

Deposits

$1.8B

Loans

$1.4B

Equity

$188M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 12.91%
Net Interest Margin (NIM) 4.12%
Yield on Assets 5.39%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 0.32%
Net Charge-Off Ratio 0.31%
Texas Ratio 2.29%
NPA Ratio 0.23%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 12.59%
Tier 1 Capital 12.59%
Total Capital Ratio 13.64%
Leverage Ratio 9.13%
Loan-to-Deposit 79.83%

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