CUSB BANK

CRESCO, IA | Medium | Est. April 1, 1888, midnight | FDIC #18443 | RSSD #900146 | FED
Latest Report: 2025-12-31

CUSB BANK is amn medium FDIC-insured commercial bank headquartered in CRESCO, IA, established in April 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $811M and total deposits of $712M. Profitability stands at 1.09% ROA and 9.57% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 8.76%. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 1.57%. FDIC Certificate #18443.

Assets

$811M

Deposits

$712M

Loans

$635M

Equity

$93M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 9.57%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.80%
Cost of Funds 2.37%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.06%
Texas Ratio 1.57%
NPA Ratio 0.20%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 8.76%
Tier 1 Capital 8.76%
Total Capital Ratio 9.20%
Leverage Ratio 12.07%
Loan-to-Deposit 89.16%

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