FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT

PASCAGOULA, MS | Small | Est. Oct. 28, 1955, midnight | FDIC #30812 | RSSD #90177 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT is asn small FDIC-insured commercial bank headquartered in PASCAGOULA, MS, established in Oct. 28, 1955, midnight. As of 2025-12-31, the bank reported total assets of $379M and total deposits of $247M. Profitability stands at 0.17% ROA and 1.89% ROE, with a net interest margin of 2.52%. The bank's CET1 capital ratio is 19.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 2.57%. FDIC Certificate #30812.

Assets

$379M

Deposits

$247M

Loans

$315M

Equity

$35M

Profitability

Return on Assets (ROA) 0.17%
Return on Equity (ROE) 1.89%
Net Interest Margin (NIM) 2.52%
Yield on Assets 5.41%
Cost of Funds 3.28%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.57%
NPA Ratio 0.25%
ACL / Loans 0.41%

Capital & Liquidity

CET1 Ratio 19.06%
Tier 1 Capital 19.06%
Total Capital Ratio 38.33%
Leverage Ratio 9.41%
Loan-to-Deposit 127.22%

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