LYONS FEDERAL BANK

LYONS, KS | Small | Est. Jan. 1, 1913, midnight | FDIC #27727 | RSSD #901974 | OCC
Latest Report: 2025-12-31

LYONS FEDERAL BANK is asn small FDIC-insured commercial bank headquartered in LYONS, KS, established in Jan. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $170M. Profitability stands at 1.69% ROA and 12.23% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 9.95%. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.49%. FDIC Certificate #27727.

Assets

$199M

Deposits

$170M

Loans

$133M

Equity

$26M

Profitability

Return on Assets (ROA) 1.69%
Return on Equity (ROE) 12.23%
Net Interest Margin (NIM) 3.94%
Yield on Assets 6.02%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio --
Texas Ratio 0.49%
NPA Ratio 0.07%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 9.95%
Tier 1 Capital 9.95%
Total Capital Ratio 10.44%
Leverage Ratio 12.50%
Loan-to-Deposit 78.54%

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