DEFIANCE STATE BANK is amn micro FDIC-insured commercial bank headquartered in DEFIANCE, IA, established in Sept. 1, 1951, midnight. As of 2025-12-31, the bank reported total assets of $42M and total deposits of $31M. Profitability stands at -0.53% ROA and -5.19% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 10.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17450.
Assets
$42M
Deposits
$31M
Loans
$32M
Equity
$4M
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