SKYLINE NATIONAL BANK

INDEPENDENCE, VA | Large | Est. Oct. 6, 1900, midnight | FDIC #6861 | RSSD #90328 | OCC
Latest Report: 2025-12-31

SKYLINE NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in INDEPENDENCE, VA, established in Oct. 6, 1900, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.2B. Profitability stands at 1.40% ROA and 17.34% ROE, with a net interest margin of 4.46%. The bank's CET1 capital ratio is 10.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 4.15%. FDIC Certificate #6861.

Assets

$1.3B

Deposits

$1.2B

Loans

$1.1B

Equity

$107M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 17.34%
Net Interest Margin (NIM) 4.46%
Yield on Assets 5.73%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.45%
Net Charge-Off Ratio 0.01%
Texas Ratio 4.15%
NPA Ratio 0.37%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 10.64%
Tier 1 Capital 10.64%
Total Capital Ratio 11.53%
Leverage Ratio 8.34%
Loan-to-Deposit 89.82%

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