INFIRST BANK

INDIANA, PA | Medium | Est. Jan. 1, 1922, midnight | FDIC #27763 | RSSD #904171 | FDIC
Latest Report: 2025-12-31

INFIRST BANK is amn medium FDIC-insured commercial bank headquartered in INDIANA, PA, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $664M and total deposits of $597M. Profitability stands at 0.93% ROA and 10.52% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 13.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 1.10%. FDIC Certificate #27763.

Assets

$664M

Deposits

$597M

Loans

$584M

Equity

$60M

Profitability

Return on Assets (ROA) 0.93%
Return on Equity (ROE) 10.52%
Net Interest Margin (NIM) 4.05%
Yield on Assets 6.47%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.10%
NPA Ratio 0.11%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 13.72%
Tier 1 Capital 13.72%
Total Capital Ratio 14.98%
Leverage Ratio 9.17%
Loan-to-Deposit 97.91%

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