CENTURY BANK OF THE OZARKS

GAINESVILLE, MO | Small | Est. July 24, 1894, midnight | FDIC #8296 | RSSD #904359 | FED
Latest Report: 2025-12-31

CENTURY BANK OF THE OZARKS is asn small FDIC-insured commercial bank headquartered in GAINESVILLE, MO, established in July 24, 1894, midnight. As of 2025-12-31, the bank reported total assets of $278M and total deposits of $247M. Profitability stands at 1.90% ROA and 20.32% ROE, with a net interest margin of 5.63%. The bank's CET1 capital ratio is 8.97%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 5.06%. FDIC Certificate #8296.

Assets

$278M

Deposits

$247M

Loans

$241M

Equity

$26M

Profitability

Return on Assets (ROA) 1.90%
Return on Equity (ROE) 20.32%
Net Interest Margin (NIM) 5.63%
Yield on Assets 7.18%
Cost of Funds 1.60%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.73%
Texas Ratio 5.06%
NPA Ratio 0.54%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 8.97%
Tier 1 Capital 8.97%
Total Capital Ratio 9.42%
Leverage Ratio 9.13%
Loan-to-Deposit 97.33%

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