BANK OF CADIZ AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in CADIZ, KY, established in Aug. 7, 1970, midnight. As of 2025-12-31, the bank reported total assets of $143M and total deposits of $138M. Profitability stands at 0.55% ROA and 18.78% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 16.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 5.78%. FDIC Certificate #20239.
Assets
$143M
Deposits
$138M
Loans
$80M
Equity
$4M
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