FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE

MCMINNVILLE, OR | Medium | Est. Jan. 1, 1922, midnight | FDIC #29624 | RSSD #90579 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE is amn medium FDIC-insured commercial bank headquartered in MCMINNVILLE, OR, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $669M and total deposits of $571M. Profitability stands at 0.45% ROA and 4.17% ROE, with a net interest margin of 3.03%. The bank's CET1 capital ratio is 21.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29624.

Assets

$669M

Deposits

$571M

Loans

$407M

Equity

$73M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 4.17%
Net Interest Margin (NIM) 3.03%
Yield on Assets 4.51%
Cost of Funds 1.54%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 21.67%
Tier 1 Capital 21.67%
Total Capital Ratio 22.87%
Leverage Ratio 11.77%
Loan-to-Deposit 71.34%

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