MALVERN NATIONAL BANK, THE

MALVERN, AR | Medium | Est. Jan. 1, 1934, midnight | FDIC #14644 | RSSD #906241 | OCC
Latest Report: 2025-12-31

MALVERN NATIONAL BANK, THE is amn medium FDIC-insured commercial bank headquartered in MALVERN, AR, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $713M and total deposits of $636M. Profitability stands at 0.90% ROA and 9.66% ROE, with a net interest margin of 3.20%. The bank's CET1 capital ratio is 14.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.30%. FDIC Certificate #14644.

Assets

$713M

Deposits

$636M

Loans

$379M

Equity

$67M

Profitability

Return on Assets (ROA) 0.90%
Return on Equity (ROE) 9.66%
Net Interest Margin (NIM) 3.20%
Yield on Assets 5.42%
Cost of Funds 2.27%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.30%
NPA Ratio 0.03%
ACL / Loans 2.06%

Capital & Liquidity

CET1 Ratio 14.34%
Tier 1 Capital 14.34%
Total Capital Ratio 15.60%
Leverage Ratio 9.48%
Loan-to-Deposit 59.61%

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