TURBOTVILLE NATIONAL BANK, THE

TURBOTVILLE, PA | Small | Est. Jan. 1, 1910, midnight | FDIC #7789 | RSSD #906410 | OCC
Latest Report: 2025-12-31

TURBOTVILLE NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in TURBOTVILLE, PA, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $223M and total deposits of $184M. Profitability stands at 1.58% ROA and 9.58% ROE, with a net interest margin of 4.40%. The bank's CET1 capital ratio is 16.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.09% and a Texas Ratio of 4.97%. FDIC Certificate #7789.

Assets

$223M

Deposits

$184M

Loans

$172M

Equity

$36M

Profitability

Return on Assets (ROA) 1.58%
Return on Equity (ROE) 9.58%
Net Interest Margin (NIM) 4.40%
Yield on Assets 6.50%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 1.09%
Net Charge-Off Ratio -0.01%
Texas Ratio 4.97%
NPA Ratio 0.84%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 16.25%
Tier 1 Capital 16.25%
Total Capital Ratio 17.06%
Leverage Ratio 16.87%
Loan-to-Deposit 93.20%

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