FIRST NATIONAL BANK OF KENTUCKY

FIRST NATIONAL BANK OF KENTUCKY is asn small FDIC-insured commercial bank headquartered in CARROLLTON, KY, established in Jan. 1, 1881, midnight. As of 2025-12-31, the bank reported total assets of $242M and total deposits of $214M. Profitability stands at 0.88% ROA and 9.67% ROE, with a net interest margin of 4.43%. The bank's CET1 capital ratio is 11.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 5.83%. FDIC Certificate #2735.