PEOPLES BANK & TRUST CO. is amn medium FDIC-insured commercial bank headquartered in TROY, MO, established in March 10, 1924, midnight. As of 2025-12-31, the bank reported total assets of $914M and total deposits of $808M. Profitability stands at 1.17% ROA and 13.83% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 12.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.23% and a Texas Ratio of 7.28%. FDIC Certificate #8903.
Assets
$914M
Deposits
$808M
Loans
$495M
Equity
$77M
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