PRIME SECURITY BANK

KARLSTAD, MN | Small | Est. June 5, 1925, midnight | FDIC #10971 | RSSD #909756 | FDIC
Latest Report: 2025-12-31

PRIME SECURITY BANK is asn small FDIC-insured commercial bank headquartered in KARLSTAD, MN, established in June 5, 1925, midnight. As of 2025-12-31, the bank reported total assets of $146M and total deposits of $128M. Profitability stands at 0.96% ROA and 11.13% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 11.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 12.25%. FDIC Certificate #10971.

Assets

$146M

Deposits

$128M

Loans

$126M

Equity

$13M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 11.13%
Net Interest Margin (NIM) 3.83%
Yield on Assets 6.36%
Cost of Funds 2.60%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio --
Texas Ratio 12.25%
NPA Ratio 1.15%
ACL / Loans 0.81%

Capital & Liquidity

CET1 Ratio 11.37%
Tier 1 Capital 11.37%
Total Capital Ratio 12.32%
Leverage Ratio 8.97%
Loan-to-Deposit 99.14%

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