EQUITABLE SAVINGS AND LOAN COMPANY, THE

CADIZ, OH | Micro | Est. Jan. 1, 1898, midnight | FDIC #29966 | RSSD #910079 | FDIC
Latest Report: 2025-12-31

EQUITABLE SAVINGS AND LOAN COMPANY, THE is amn micro FDIC-insured commercial bank headquartered in CADIZ, OH, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $9M and total deposits of $7M. Profitability stands at -2.01% ROA and -7.76% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 25.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 0.55%. FDIC Certificate #29966.

Assets

$9M

Deposits

$7M

Loans

$7M

Equity

$2M

Profitability

Return on Assets (ROA) -2.01%
Return on Equity (ROE) -7.76%
Net Interest Margin (NIM) 4.07%
Yield on Assets 4.75%
Cost of Funds 0.85%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio --
Texas Ratio 0.55%
NPA Ratio 0.15%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 25.68%
Tier 1 Capital 25.68%
Total Capital Ratio 26.96%
Leverage Ratio 25.57%
Loan-to-Deposit 102.47%

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