BanksEQUITABLE SAVINGS AND LOAN COMPANY, THE

EQUITABLE SAVINGS AND LOAN COMPANY, THE

CADIZ, OHMicroEst. Jan. 1, 1898, midnightFDIC #29966RSSD #910079FDIC
Latest · 2025-12-31

EQUITABLE SAVINGS AND LOAN COMPANY, THE is an FDIC-insured commercial bank headquartered in CADIZ, OH, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $9M and total deposits of $7M. Profitability stands at -2.01% ROA and -7.76% ROE, with a net interest margin of 4.07%. CET1 capital ratio: 25.68%, well above regulatory minimums. NPL ratio: 0.19% · Texas Ratio: 0.55%. Operates 1 domestic branch.

Assets
$9M
Deposits
$7M
Loans
$7M
Equity
$2M

Profitability

Return on Assets (ROA)-2.01%
Return on Equity (ROE)-7.76%
Net Interest Margin4.07%
Yield on Assets4.75%
Cost of Funds0.85%

Asset Quality

NPL Ratio0.19%
Net Charge-Off Ratio0.00%
Texas Ratio0.55%
NPA Ratio0.15%
ACL / Loans0.74%

Capital & Liquidity

CET1 Ratio25.68%
Tier 1 Capital25.68%
Total Capital Ratio26.96%
Leverage Ratio25.57%
Loan-to-Deposit102.47%

This is just the summary.

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