BANK OF SUNSET & TRUST COMPANY

SUNSET, LA | Small | Est. Jan. 1, 1906, midnight | FDIC #11788 | RSSD #910239 | FDIC
Latest Report: 2025-12-31

BANK OF SUNSET & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in SUNSET, LA, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $189M and total deposits of $167M. Profitability stands at 1.59% ROA and 15.80% ROE, with a net interest margin of 5.14%. The bank's CET1 capital ratio is 10.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 4.26%. FDIC Certificate #11788.

Assets

$189M

Deposits

$167M

Loans

$153M

Equity

$19M

Profitability

Return on Assets (ROA) 1.59%
Return on Equity (ROE) 15.80%
Net Interest Margin (NIM) 5.14%
Yield on Assets 6.72%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.59%
Net Charge-Off Ratio 0.01%
Texas Ratio 4.26%
NPA Ratio 0.48%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 10.13%
Tier 1 Capital 10.13%
Total Capital Ratio 10.64%
Leverage Ratio 11.19%
Loan-to-Deposit 91.89%

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