PILGRIM BANK

PITTSBURG, TX | Medium | Est. Jan. 1, 1911, midnight | FDIC #16891 | RSSD #911160 | FDIC
Latest Report: 2025-12-31

PILGRIM BANK is amn medium FDIC-insured commercial bank headquartered in PITTSBURG, TX, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $723M and total deposits of $588M. Profitability stands at 0.81% ROA and 8.64% ROE, with a net interest margin of 2.84%. The bank's CET1 capital ratio is 14.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.78%. FDIC Certificate #16891.

Assets

$723M

Deposits

$588M

Loans

$485M

Equity

$68M

Profitability

Return on Assets (ROA) 0.81%
Return on Equity (ROE) 8.64%
Net Interest Margin (NIM) 2.84%
Yield on Assets 5.12%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.78%
NPA Ratio 0.28%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 14.09%
Tier 1 Capital 14.09%
Total Capital Ratio 14.87%
Leverage Ratio 10.03%
Loan-to-Deposit 82.43%

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