NEBRASKA STATE BANK

OSHKOSH, NE | Micro | Est. June 21, 1921, midnight | FDIC #9819 | RSSD #911759 | FDIC
Latest Report: 2025-12-31

NEBRASKA STATE BANK is amn micro FDIC-insured commercial bank headquartered in OSHKOSH, NE, established in June 21, 1921, midnight. As of 2025-12-31, the bank reported total assets of $71M and total deposits of $58M. Profitability stands at 4.13% ROA and 22.81% ROE, with a net interest margin of 5.17%. The bank's CET1 capital ratio is 18.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 7.43%. FDIC Certificate #9819.

Assets

$71M

Deposits

$58M

Loans

$52M

Equity

$13M

Profitability

Return on Assets (ROA) 4.13%
Return on Equity (ROE) 22.81%
Net Interest Margin (NIM) 5.17%
Yield on Assets 7.08%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 7.43%
NPA Ratio 1.40%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 18.15%
Tier 1 Capital 18.15%
Total Capital Ratio 19.06%
Leverage Ratio 18.97%
Loan-to-Deposit 90.94%

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