UNION SAVINGS BANK

CINCINNATI, OH | Large | Est. March 1, 1904, midnight | FDIC #32296 | RSSD #911973 | FDIC
Latest Report: 2025-12-31

UNION SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in CINCINNATI, OH, established in March 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $4.0B and total deposits of $3.5B. Profitability stands at 1.53% ROA and 15.14% ROE, with a net interest margin of 2.92%. The bank's CET1 capital ratio is 8.40%. Asset quality metrics show a non-performing loan ratio of 0.51% and a Texas Ratio of 4.20%. FDIC Certificate #32296.

Assets

$4.0B

Deposits

$3.5B

Loans

$3.6B

Equity

$409M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 15.14%
Net Interest Margin (NIM) 2.92%
Yield on Assets 6.07%
Cost of Funds 3.55%

Asset Quality

NPL Ratio 0.51%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.20%
NPA Ratio 0.45%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 8.40%
Tier 1 Capital 8.40%
Total Capital Ratio 8.82%
Leverage Ratio 10.30%
Loan-to-Deposit 102.34%

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