STATE BANK OF LAKE PARK

LAKE PARK, MN | Micro | Est. Oct. 11, 1926, midnight | FDIC #9351 | RSSD #912756 | FDIC
Latest Report: 2025-12-31

STATE BANK OF LAKE PARK is amn micro FDIC-insured commercial bank headquartered in LAKE PARK, MN, established in Oct. 11, 1926, midnight. As of 2025-12-31, the bank reported total assets of $46M and total deposits of $42M. Profitability stands at 0.96% ROA and 10.52% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 9.22%. Asset quality metrics show a non-performing loan ratio of 1.57% and a Texas Ratio of 8.67%. FDIC Certificate #9351.

Assets

$46M

Deposits

$42M

Loans

$26M

Equity

$4M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 10.52%
Net Interest Margin (NIM) 3.98%
Yield on Assets 5.70%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 1.57%
Net Charge-Off Ratio 0.02%
Texas Ratio 8.67%
NPA Ratio 0.88%
ACL / Loans 1.72%

Capital & Liquidity

CET1 Ratio 9.22%
Tier 1 Capital 9.22%
Total Capital Ratio 9.68%
Leverage Ratio 10.63%
Loan-to-Deposit 62.06%

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