INWOOD NATIONAL BANK

DALLAS, TX | Large | Est. April 9, 1964, midnight | FDIC #19080 | RSSD #913753 | OCC
Latest Report: 2025-12-31

INWOOD NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in DALLAS, TX, established in April 9, 1964, midnight. As of 2025-12-31, the bank reported total assets of $4.5B and total deposits of $4.0B. Profitability stands at 1.20% ROA and 11.21% ROE, with a net interest margin of 2.99%. The bank's CET1 capital ratio is 15.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.56% and a Texas Ratio of 2.81%. FDIC Certificate #19080.

Assets

$4.5B

Deposits

$4.0B

Loans

$2.6B

Equity

$483M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 11.21%
Net Interest Margin (NIM) 2.99%
Yield on Assets 4.85%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.56%
Net Charge-Off Ratio 0.16%
Texas Ratio 2.81%
NPA Ratio 0.31%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 15.10%
Tier 1 Capital 15.10%
Total Capital Ratio 15.86%
Leverage Ratio 10.16%
Loan-to-Deposit 64.42%

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