BanksINWOOD NATIONAL BANK

INWOOD NATIONAL BANK

DALLAS, TXLargeEst. April 9, 1964, midnightFDIC #19080RSSD #913753OCC
Latest · 2025-12-31

INWOOD NATIONAL BANK is an FDIC-insured commercial bank headquartered in DALLAS, TX, established in April 9, 1964, midnight. As of 2025-12-31, the bank reported total assets of $4.5B and total deposits of $4.0B. Profitability stands at 1.20% ROA and 11.21% ROE, with a net interest margin of 2.99%. CET1 capital ratio: 15.10%, well above regulatory minimums. NPL ratio: 0.56% · Texas Ratio: 2.81%. Operates 12 domestic branches.

Assets
$4.5B
Deposits
$4.0B
Loans
$2.6B
Equity
$483M

Profitability

Return on Assets (ROA)1.20%
Return on Equity (ROE)11.21%
Net Interest Margin2.99%
Yield on Assets4.85%
Cost of Funds1.95%

Asset Quality

NPL Ratio0.56%
Net Charge-Off Ratio0.16%
Texas Ratio2.81%
NPA Ratio0.31%
ACL / Loans0.83%

Capital & Liquidity

CET1 Ratio15.10%
Tier 1 Capital15.10%
Total Capital Ratio15.86%
Leverage Ratio10.16%
Loan-to-Deposit64.42%

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