PINNACLE BANK

LINCOLN, NE | Large | Est. Jan. 1, 1880, midnight | FDIC #10634 | RSSD #913856 | FDIC
Latest Report: 2025-12-31

PINNACLE BANK is aln large FDIC-insured commercial bank headquartered in LINCOLN, NE, established in Jan. 1, 1880, midnight. As of 2025-12-31, the bank reported total assets of $8.9B and total deposits of $7.8B. Profitability stands at 1.39% ROA and 14.44% ROE, with a net interest margin of 3.38%. The bank's CET1 capital ratio is 12.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 1.11%. FDIC Certificate #10634.

Assets

$8.9B

Deposits

$7.8B

Loans

$6.6B

Equity

$858M

Profitability

Return on Assets (ROA) 1.39%
Return on Equity (ROE) 14.44%
Net Interest Margin (NIM) 3.38%
Yield on Assets 5.31%
Cost of Funds 3.43%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.11%
NPA Ratio 0.12%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 12.37%
Tier 1 Capital 12.37%
Total Capital Ratio 13.47%
Leverage Ratio 10.38%
Loan-to-Deposit 84.29%

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